Questions, answered plainly

No, but don't take our word for it. Before you deposit, check three things: where client money is held, whether a payout returns to the method you paid with, and whether every cost is named before you confirm. All three are answered on this page, and you can hold us to them.

Client deposits sit in a segregated account with regulated payment partners, separate from company funds, so they're never used to run the business. That doesn't remove market risk: a position can lose value, and no honest platform will tell you otherwise.

Ask for the licence number and check it in the CIRO or OSC public register yourself, don't just take a website's word for it. Orders through Meritholt Invest route to broker partners operating under that oversight.

Investing always carries capital at risk, but Canada's regulatory framework under CIRO and the OSC exists specifically to protect retail investors, including you as a beginner. Starting small, diversifying and understanding your own risk profile all reduce, though never eliminate, that risk.

From a commission on completed trades and from paid training, and nothing else. We take no share of your deposit and don't earn when a position loses. Every commission is shown before you confirm.

You can open and fund an account from C$350 minimum. You can add more to your balance anytime as your investment plan moves forward.

Request a withdrawal anytime through your dashboard and it goes back to your chosen bank account. Funds arrive subject to your bank's standard processing times.

Markets do swing down - your capital is at risk and portfolio values can fall as well as rise. Your money is kept in a segregated account and remains yours. This is why diversification and a realistic risk profile matter.

Most people finish registration in minutes. Once your deposit clears, you can activate your first plan right away with your personal analyst.

No. All costs show clearly before you commit. You'll always see what applies to your account and plan - no surprise charges or spreads.

You must be at least 18 years old to open an account. Verification of your age and identity is a standard part of account setup.

You can fund your account via major debit and credit cards, bank transfers, and selected e-wallets. The full list of deposit methods appears at checkout.

Yes. Your funds are held in a segregated account which keeps them separate from company money. This protection is standard for regulated brokers in Canada.

Your analyst builds a strategy around your goals and risk profile, watches real-time market signals, and presents trade ideas for your approval. You decide - they execute fast when you say yes.

You can invest in stocks, ETFs, GICs and other Canadian and international assets. Your analyst will recommend a diversified portfolio that fits your goals.

You'll need to upload proof of identity like a driver's licence or passport, and proof of address like a recent utility bill. Verification takes minutes and keeps your account secure.

Yes. You can request a full withdrawal from your dashboard at any time. There's no lock-in period - your capital remains yours to move whenever you choose.

You can open an account with C$350, the minimum first deposit. That figure is shown clearly before you confirm anything, and you can add more whenever you choose.

Withdrawal requests are processed on business days and return to the method you deposited with. Bank transfers in Canada usually take a little longer than card or e-transfer withdrawals.

Yes. Client funds sit in a segregated account with regulated payment partners, separate from company operating funds, so they're never used to run the business.

Use the Meritholt Invest login on the sign-in page with your registered email and password. If your details aren't recognised, reset your password or contact support and a specialist will get you back in.